The Geoff Lott Rules Live Tour Of Comedy & Talking

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Showing posts with label Benefits. Show all posts
Showing posts with label Benefits. Show all posts

Wednesday, August 17, 2011

Workin' It - Perspectives

It’s been over 5 years since I had a permanent, full-time, benefits+retirement+paid vacation job. 5 years. 1,500 days. I had one for a short time in 2008, but also had a few chances to make something bigger happen in my life, and thus happened the California misAdventures. Still, I wouldn’t trade those 14 months for anything in the world. However, I think a lot of folks may be taking what’s happened in the world, and how it missed them, for granted. And I’m hungry for it.


I want to take better care of my family. I work my ass off and want to be able to spend a full week at Christmas with my family and not fret over missing a week of pay. I want to give a company 50 hours a week, and a few on the weekend, and in return, bank a couple hundy for my retirement as a “thanks for last Saturday.” I’ll earn it.


As a contractor, I’ve busted my ass in large companies around the Puget Sound in order to keep working, maybe be brought on full-time, as well as gain experience. Not all companies work like that anymore. I haven’t had paid vacations, bonuses, nor the ability to really dump $ into my retirement accounts. This is what I’ve sacrificed in the face of “do not change. Change nothing. Don’t shake it up. Sit tight.” Financially it hasn’t been the best move. Sitting on the side of the “have not as much’es” (but still doing well), I miss out on money if I take days off work to go on a trip with the family. This is part of being a contract employee. My efforts go towards realizing the goals of the organizations I work in. I receive money for that. That’s all. It’s fact, not jealousy. And a lot of people I see who haven’t changed a thing in their careers have missed the point: If you’re not growing, you’re wilting.


In the meantime, I have scooped up experiences most folks have missed out on completely while their salary adjusted 3% up, and they complained. And they received a company-wide performance bonus, and complained it wasn’t as large as last year’s. I pay out of pocket for health benefits, and it doesn’t cover everything, which still matters around tax time. Full timers had to pay another $5 on the co-pay, and complained about getting screwed. Stress is a killer, ma’am. Take it easy. What a hard life you’re pushing through so valiantly. I know this is true, because I’ve heard it all. I’ve heard the complaints, the whining, the “can you believe what they’re doing to us?” whispered at the machine pumping out free lattes.


Don’t take these things for granted. These are perks, not rights. We’re not entitled to any of it. It’s a bonus, a hug, a little extra tongue on the second date. Have you really earned it? Did you create the iPad? Did you find the secret to no-burn cookies? Have you found a way to introduce demographically-targeted birth control so that the affluent neighborhoods are producing more children? No... You haven’t. Remember that the next time you are watching “Rio” from your back as your teeth go 2 shades whiter.


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Wednesday, June 01, 2011

I'm Over Contract Work, Thanks

I have been working on-contract since 2006, when Cingular bought AT&T and handed me over to a boss who was "passionate about delivering quality metrics." I had no upward mobility in that organization, and was so angry about the jackload who was managing me at the time being allowed to manage at all that I took off. I said "Later days, better lays" and went the contract route. It's been good and bad and not great ever since then. Sometimes it's been a clusterfist. It has all been about making money, and that's not always a good thing. When you're making money, more than some folks you work with, you can still be on the shit-end of the butt-wiping stick.
Here "why" is.

Apropos of nothing, I can NOT get a good cup of coffee today. It's thrown my day off-center. Usually I get 2 cups of coffee in over the day, with 2 cups of green tea in there, but ride my ears if I find a decent cup in this dump. MultiBILLION dollar comp'ny, zip-point shit for coffoise. BALLS.

Contract work allows one the freedom to move from company to company as soon as you screw up a project. If you're good at what you do, like I am with building requirements, determining requirement-design gaps, project management, business intelligence, interviewing, and redirecting fart-blame, your contract runs out close to the time you achieve Full Immersion and Momentum! on a project. Kinda like being in the act of coitus and the interruptus happens right about the time you realize you're setting some new stamina record, but OH HERE COMES THE FANTASY SYRUP and then BLAP...
you're cleaning out your desk with a loin-heat unlike any you've ever felt, and you're out of work again.

But if you're under 30, unmarried (or financially secure with your partner's money), and without children, Contracting is a great way to build a resumé. Otherwise you wanna get in a place and put down roots. Here's why:

Contractors are treated like rent-a-Cops at concerts. Necessary, sure. Doing a job some folks could not do, or are just too busy for. You are good enough to work AT, but not FOR, that company. Don't forget that.
Contractors get scraps. If your company has an all-day off-site meeting with guest speaker Alfonso Ribeiro, that's EMPLOYEES ONLY, mmkay? So you sit tight and finish working while the Employees go nuts watching The Carlton Dance up-close.
Benefits aren't great. 3rd-tier health care. Little/no retirement investing. You're on your own to drop $ into a Roth IRA or 401k, and don't expect the consulting company you're with to match it.

So I am 100% thankful for, but now totally over, my Contracting experience. I am actively pursuing full-time, in-house positions with a number of companies, but I think a lot of it is going to be contacting my friends at these places. Which I'm happy to do. I interview a lot so I'm comfortable widdit. I just hope the coffee doesn't taste like trucker underwear.

Not that I have perspective.
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Tuesday, March 30, 2010

Read This If You're Unemployed!

I start my new job next Monday, and after a 19-month sabbatical/hunt, I am REALLY excited to get out of the house for a few hours a day. And provide more for my family, also. It's been a weird ride, but not one that I'd trade for the world. Maybe a couple grand, but overall the past year and half was really great.
  • I was in a movie, a commercial, and a radio commercial.
  • I drove to and from Los Angeles with my wife and a cat, seeing the gut of Oregon (GROSS) and the Coast of California.
  • I played 10 shows in Las Vegas.
  • I became a father!
All you need to know about Los Angeles in under 3 minutes. Not Safe For Lame-o's.



But in all this time I was searching for a job, also. A day-job, a real job that would allow my talents in writing, direction, and hand-farting come to the front of the fore.


And I learned a lot in the past 5 years of being both a Consultant and a Full-Time employee of companies. I can't really designate the difference based on the designation by name, as it seems that most everyone is there "full time." But looking deeper, it comes down to the fact that the benefits one receives vary greatly. I have written a book about this that I'll be publishing shortly and it will make a bajillion dollars and I won't have to work anymore, which is the point.


ANYDOO...
Here's a MAJOR news break I saw this morning and MUST share with you, especially if you are receiving unemployment checks from any state, and are also looking for work.


Your payment is based on your most-recent pay-rate at a full-time position. So if you were making $35/hour, WHY ON EARTH DID YOU COME TO WORK DRUNK AND GET FIRED, YOU DIPSHIT? Another time, sorry...


...then your check would likely hit the max rate for the weekly pay, around $500 from what I remember in the state of Washington.


BUT, if you are unemployed and take a part-time job ("part-time" will vary based on your location, check that out) it can GREATLY REDUCE YOUR UNEMPLOYMENT PAY-OUT if you leave that job. Your $35/hour designation will be wiped out in place of your $12/hour, just to help make ends meet until you sell your book, "Cooking With Whine."


The full story is below:
DON'T CUT YOURSELF TOO THIN.
http://news.yahoo.com/s/csm/20100329/ts_csm/291284d

So you may think twice before taking that part-time job. Some companies allow part-time work and dish out benefits.

As always, save at least 10% of every paycheck, pay down your highest-interest rate debts first, and don't ever, ever move to Los Angeles.



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