Not that I know all there is to know about the machinations of working through the nooks and/or crannies of the Health Care Industry, but there are surely some changes that must be made on both sides of the receptionist's desk.
I have had moments in life where I surely needed my health coverage to handle the paperwork and bills that would have otherwise submerged me. Leg carpentry, wisdom teeth, child birth, and general quality of life stuff, thankfully, have all been handled by my health insurance. For the past 19months I have been without my own insurance (THANK YOU, horrible economy, bad borrowers, bad lenders, and California!) while working under my wife's insurance policy (Thank you Touchstone and later, the $1100/month COBRA Payment, and thankfully we had the money to pay for it). Not everyone has been in our position.
In 1999 I was in Ireland where I had a fantastic golf trip completely sideswiped by the evils of having to go to bed early in the morning after a few drinks. One night I was bowled-over by a couple of dorks wrestling in a nightclub (not a lot of women around), which ended when my knee went sideways. The next day it had swollen to the size of a grapefruit, and a trip to the local emergency care was in order. 2 hours later I had X-rays, crutches, and a couple of minor painkillers. It cost me $60, American.
There are so many facets of health care that I cannot go into right now because I have to fold laundry, but I'll tell you this:
* If you have a job that supplies health care, even on just a subsidized basis, think of toughing it out before you bail. It's tough to get coverage if you've been without it for a while.
* If you pay taxes, you should be entitled to getting at least enough coverage to keep you from throwing up too often, keeping your teeth in your head, and surely keeping your kids in good health. A healthy human is a happy human, and that's a productive human. And we gotta produce something sooner or later.
As I move forward with getting private health insurance via LifeWise, there have been some speedbumps, but I've been through much worse. The amount of $ one must pay varies greatly, but with this new plan, hopefully, when you need that $ returned to cover a claim, you won't have to fill out more than 5 forms.
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My Blog About My Dad
